State Licensing & Regulatory Disclosures

Advantage First Financial LLC is licensed under the laws of the State of Texas and by state law is subject to regulatory oversight by the Office of Consumer Credit Commissioner (OCCC). Any consumer wishing to file a complaint against Advantage First Financial LLC should contact the OCCC Consumer Helpline at (800) 538-1579, visit occc.texas.gov, or write to 2601 N. Lamar Blvd., Austin, TX 78705.

Advantage First Financial LLC has filed the required Consumer Credit Notification with the Utah Department of Financial Institutions pursuant to the Utah Consumer Credit Code.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

Personal loan offers presented to consumers feature rate quotes from Advantage First Financial, LLC with Annual Percentage Rates (APR) ranging from 5.99% to 35.99% and loan terms ranging from 12 months to 72 months. Representative Example: For a personal loan of $10,000 with a 36-month term at 10.00% APR, the monthly payment would be approximately $322.67, and the total amount paid over the life of the loan would be $11,616.12. This example includes interest and assumes no additional fees.